Get Your Loans Professionally Audited.
Uncover hidden issues in your mortgage, auto, student, or credit card loans with our comprehensive audit process.
Professional Loan Analysis
Thorough examination of loan documentation and practices
Detailed
Comprehensive Analysis
Expert
Professional Review
Court-Ready
Legal Standards
Fast
Quick Turnaround
Specialized Loan Audit Services
Our team of financial and legal experts performs comprehensive securitization audits across
all major loan types with meticulous attention to detail.
Mortgage & Real Estate
Comprehensive audits of residential and commercial mortgage loans for securitization issues.
TILA/RESPA compliance verification
Predatory lending detection
Chain of title analysis
Note endorsement validation
Mortgage assignment review
Auto Loans
Detailed audits of auto loan securitization practices and compliance issues.
Truth in Lending disclosure review
GAP insurance compliance
Repossession practice analysis
Interest rate markup validation
Dealership fee structure audit
Ready to Audit Your Loan?
Get started with a professional loan audit today and discover what issues
might be hiding in your loan documents.
Our Comprehensive Audit Process
We follow a structured, thorough approach to uncover issues in your loan securitization that could provide legal leverage and financial remedies.
Initial Request
Submit your loan documentation and details for preliminary review.
Our securitization audit process begins with a thorough collection of all relevant loan documentation:
Original loan application
Promissory note
Deed of trust or mortgage
All disclosures provided at closing
Complete payment history
Any modification agreements
Assignment documentation
Correspondence with servicers/lenders
Our secure submission portal allows for easy upload of all necessary documents with end-to-end encryption.
Deep Analysis
Our experts perform a comprehensive forensic examination of your loan documents.
Our specialized team conducts a multi-layer analysis of all loan documentation:
Legal Compliance Review
Federal/state regulatory compliance
Disclosure requirements verification
Statute of limitations analysis
Predatory lending indicators
Securitization Audit
Trust documentation verification
Pooling & servicing agreement analysis
Chain of title examination
Assignment validity verification
Financial Analysis
Payment application validation
Interest calculation verification
Fee structure assessment
Escrow account analysis
Technical Verification
Document execution validation
Notarization verification
Digital signature authentication
Document tampering detection
Comprehensive Report
Receive a detailed report with expert findings and recommended actions.
Our comprehensive audit report includes:
Executive Summary
Clear overview of key findings and potential legal remedies
Detailed FindingsSpecific regulatory violations, documentation errors, and compliance issues identified
Risk Assessment
Categorization of issues by severity and legal risk exposure
Supporting Evidence
Documentation references and regulatory citations supporting findings
Recommended Actions
Strategic options for addressing identified issues with potential outcomes
All reports are reviewed by our legal team to ensure accuracy and provide maximum value for potential litigation or negotiation.
Expert Consultation
Regulatory Compliance Analysis
TILA Violations
APR understated by 0.35%
Finance charge understated by $5,230
Required disclosures not clear and conspicuous
Potential Remedy: Extended right of rescission, statutory damages, attorney’s fees
RESPA Violations
Unauthorized servicing fees
Failure to respond to QWR within 30 days
Force-placed insurance issues
Potential Remedy:
Statutory damages up to $2,000 per violation, actual damages, attorney’s fees
Compliant Areas
High-Cost Loan Threshold
Rate Lock Agreement Terms
Loan Application Documentation
Note: These areas were found to be in compliance with applicable regulations.
Download Full Sample Report (PDF)
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